How do I buy funds?
What Is a Securities Account?
A securities account is a dedicated account where all your securities are recorded. All your purchases, sales, and transfers are processed through this account, and your holdings are managed there. You can think of it as a digital safe deposit box that holds your certified assets – your securities.
All fund units, shares, and other securities are stored in the account. The custodian bank is responsible for safekeeping and managing these securities. The custodian bank for Erste Asset Management is Erste Group Bank. If you don’t yet have a securities account, you can open one with Erste Bank – even online:
How Much Do I Want to Save?
Would you like to plan your future and achieve your financial goals? When saving money, consider a few questions: How much should my one-off and regular payments be? How long would I like to invest my money for?
How Do I Buy Funds?
If you have an online account with Erste Bank and Sparkasse, you can buy the desired fund directly. Simply click the “Buy” button. The ISIN (International Securities Identification Number) is automatically added. You decide how much you want to invest in the fund. You can easily search for the fund using our full-text search or the fund search tool, then click on the fund you want.
Tips for Choosing Your Fund
Before selecting a fund – either through our fund search or with your advisors – here are three important tips. Please note that investments in securities involve both opportunities and risks.
Most funds come in two types:
- Distributing: The distributing variant pays out part of the generated income (such as interest or dividends) to your current account on a specific date each year.
- Accumulating: The accumulating variant automatically reinvests the income back into the fund. You don’t need to take any action. This option is suitable for investors who want to invest their money for the long term.
On the fund web factsheet from Erste Asset Management, you will find the so-called ISIN (International Securities Identification Number). The ISIN is a twelve-character alphanumeric code used to identify securities. For example, securities from Austrian issuers begin with the country code AT for Austria.
Additionally, consider whether you prefer to invest a one-time amount or make regular payments over a longer period – this is also known as a fund savings plan.
If you regularly invest the same amount, you may achieve a lower average purchase price compared to a one-time investment. This cost-average principle is especially useful in volatile markets: when prices are low, you buy more shares; when prices are high, you buy fewer.
Please note: The cost-average effect diminishes over time. Eventually, your accumulated savings behave more like a one-time investment of the total amount. Depending on market performance, a one-time investment may also be more favorable. Investing in securities involves both opportunities and risks.
Would you like to take a look at our fund universe?
From major equity companies to biotechnology and emerging nations - here you will find all our funds:
Do you need further help with fund selection?
Use the following contact options. We are here for you and look forward to receiving your enquiry!
Our Funds
Please consider the opportunities and risks involved in investing in securities.
Equity Funds
Bond Funds
Mixed Funds
Pension Reserve Funds
Funds for Profit Allowance
Sustainable Funds
2. What amount do you want to save?
You want to look into your future and plan your financial goals. If you are in the savings phase, then our savings calculator is interesting for you. You can calculate how much capital you can achieve under the assumption of the average, according to your considerations, both with a single premium and through regular savings.
Disclaimer
This document is an advertisement. Please refer to the prospectus of the UCITS or to the Information for Investors pursuant to Art 21 AIFMG of the alternative investment fund and the Key Information Document before making any final investment decisions. All data is sourced from Erste Asset Management GmbH, unless indicated otherwise. Our languages of communication are German and English.
The prospectus for UCITS (including any amendments) is published in accordance with the provisions of the InvFG 2011 in the currently amended version. Information for Investors pursuant to Art 21 AIFMG is prepared for the alternative investment funds (AIF) administered by Erste Asset Management GmbH pursuant to the provisions of the AIFMG in connection with the InvFG 2011.
The fund prospectus, Information for Investors pursuant to Art 21 AIFMG, and the Key Information Document can be viewed in their latest versions at the web site www.erste-am.com within the section mandatory publications or obtained in their latest versions free of charge from the domicile of the management company and the domicile of the custodian bank. The exact date of the most recent publication of the fund prospectus, the languages in which the Key Information Document is available, and any additional locations where the documents can be obtained can be viewed on the web site www.erste-am.com. A summary of investor rights is available in German and English on the website www.erste-am.com/investor-rights as well as at the domicile of the management company.
The management company can decide to revoke the arrangements it has made for the distribution of unit certificates abroad, taking into account the regulatory requirements.
Detailed information on the risks potentially associated with the investment can be found in the fund prospectus or Information for investors pursuant to Art 21 AIFMG of the respective fund. If the fund currency is a currency other than the investor's home currency, changes in the corresponding exchange rate may have a positive or negative impact on the value of his investment and the amount of the costs incurred in the fund - converted into his home currency.
Our analyses and conclusions are general in nature and do not take into account the individual needs of our investors in terms of earnings, taxation, and risk appetite. Past performance is not a reliable indicator of the future performance of a fund.
The issue and redemption of unit certificates and the execution of payments to unit holders has been transferred to the Fund's custodian bank/depositary, Erste Group Bank AG, Am Belvedere 1, 1100 Vienna, Austria. Redemption requests can be submitted by investors to their custodian bank, which will forward them to the Custodian Bank/Depositary of the Fund for execution via the usual banking channels. All payments to investors are also processed via the usual banking clearing channel with the investor's custodian bank. In Germany, the issue and return prices of shares are published in electronic form on the web site www.erste-am.com (and also at www.fundinfo.com). Any other information for Shareholders is published in the Bundesanzeiger, Cologne.