Buying funds

1. What is a securities account?

A securities account is a separate account on which all your securities are recorded. This account is used to settle all your purchases, sales or transfers and to record your securities holdings. You can imagine it as a digital safe, where your securitized assets - your securities - are stored.

All fund units, shares or other securities are booked in a custody account. The securities behind it are held and managed by the custodian bank. The custodian bank of Erste Asset Management is Erste Group Bank.

2. What amount do you want to save?

You want to look into your future and plan your financial goals. If you are in the savings phase, then our savings calculator is interesting for you. You can calculate how much capital you can achieve under the assumption of the average, according to your considerations, both with a single premium and through regular savings.

3. How do you buy funds?

Before you select a fund - either via our fund search or with your advisor - two more important tips.

First tip: Choose a distributing or an accumulating tranche

Most funds have a distributing or an accumulating variant. The distributing tranche distributes part of the income generated (e.g. interest, dividends, etc.) by crediting your current account on a certain date each year. With the accumulation variant, this income is automatically reinvested in the relevant fund. You do not have to do anything else for this. The accumulation variant is intended more for investors who wish to invest money in the long term.

Second tip: Select the identification number of the fund (the "ISIN")

On the fund web factsheet of Erste Asset Management you will find the so-called ISIN (International Securities Identification Number) on the overview page. The ISIN is a twelve-digit combination of letters and numbers and represents the identification of securities. For example, securities issued by Austrian issuers start with the country code AT for Austria.

Buy funds online

If you have an online account with Erste Bank and Sparkasse, you can buy the respective fund directly by clicking the "Buy" button. The ISIN will automatically be provided for you via your input mask. You can then decide for yourself how much you would like to invest in the respective fund. Search the fund conveniently either in our full text search or in the fund search and click on the desired fund.

Would you like to take a look at our fund universe?

From major equity companies to biotechnology and emerging nations - here you will find all our funds:

Do you need further help with fund selection?

Use the following contact options. We are here for you and look forward to receiving your enquiry!

Confusing terms in relation to funds?

More topics


This document is an advertisement. All data is sourced from Erste Asset Management GmbH, unless indicated otherwise. Our languages of communication are German and English.

The prospectus for UCITS (including any amendments) is published in Amtsblatt zur Wiener Zeitung in accordance with the provisions of the InvFG 2011 in the currently amended version. Information for Investors pursuant to § 21 AIFMG is prepared for the alternative investment funds (AIF) administered by Erste Asset Management GmbH pursuant to the provisions of the AIFMG in connection with the InvFG 2011.

The fund prospectus, Information for Investors pursuant to § 21 AIFMG, and the key investor document/KID can be viewed in their latest versions at the  web site within the section mandatory publications  or obtained in their latest versions free of charge from the domicile of the management company and the domicile of the custodian bank. The exact date of the most recent publication of the fund prospectus, the languages in which the key investor document is available, and any additional locations where the documents can be obtained can be viewed on the web site A summary of investor rights is available in German and English on the website as well as at the domicile of the management company.

The management company can decide to revoke the arrangements it has made for the distribution of unit certificates abroad, taking into account the regulatory requirements.

This document serves as additional information for our investors and is based on the knowledge of the staff responsible for preparing it at the time of preparation. Our analyses and conclusions are general in nature and do not take into account the individual needs of our investors in terms of earnings, taxation, and risk appetite. Past performance is not a reliable indicator of the future performance of a fund.

The public sale of shares in the specified fund in Germany was registered with the Federal Financial Supervisory Authority, Bonn, pursuant to the German Kapitalanlagegesetzbuch (KAGB). The payment and information office in Germany is HSBC Trinkaus & Burkhardt AG, Königsallee 21–23, D-40212 Düsseldorf. Orders for the return of shares in the fund(s) can be submitted to the German payment and information office, and share redemption proceeds, any dividends or other payments can be paid out to Shareholders (in cash in the local currency) by the German payment office upon request. In addition, all information required by investors before and after the conclusion of an investment agreement – i.e. the fund terms and conditions, the fund prospectus, the Information for Investors pursuant to § 21 AIFMG, and the key investor document and the annual and semi-annual reports – is available free of charge at the German payment and information office. In Germany, the issue and return prices of shares are published in electronic form on the web site (and also at Any other information for Shareholders is published in the Bundesanzeiger, Cologne.