YOU INVEST FLEXIBLE

More flexibility for investors

Chance of appreciation

The investment strategy ensures a balance between risk and return.

No Lock-In Period

You can sell your fund at any time at the current redemption price.

Broad diversification

You invest broadly diversified in various asset classes.

Price fluctuations

The price of the fund can fluctuate significantly due to various influencing factors.

Exchange rate changes

Due to the investment in foreign currencies, the fund value may be adversely affected by changes in exchange rates.

Capital loss possible

Capital loss is a possible consequence of investing in the stock market.

YOU INVEST FLEXIBLE fund family

With YOU INVEST FLEXIBLE, you invest in a dynamic mix of different asset classes. Depending on which fund you choose, you will have more or fewer equities or equity funds in your portfolio. Your money is therefore broadly diversified. This reduces risks, but also the opportunities for profit. The composition of the portfolio can change at any time. Please note the opportunities and risks of the funds.  .  

  • YOU INVEST FLEXIBLE progressive: The fund invests up to 75% in equities or equity funds and up to 100% in bonds or bond funds.
  • YOU INVEST FLEXIBLE active: The fund invests up to 50% in equities or equity funds and up to 100% in bonds or bond funds.
  • YOU INVEST FLEXIBLE balanced: The fund invests up to 30% in equities or equity funds and up to 100% in bonds or bond funds.

Fonds Fund with a maximum
equity component of 75%

Fund with a maximum
equity component of 50%

Fund with a maximum
equity component of 30%

Disclaimer and legal notes

Disclaimer

This document is an advertisement. Please refer to the prospectus of the UCITS or to the Information for Investors pursuant to Art 21 AIFMG of the alternative investment fund and the Key Information Document before making any final investment decisions. All data is sourced from Erste Asset Management GmbH, unless indicated otherwise. Our languages of communication are German and English.

The prospectus for UCITS (including any amendments) is published in accordance with the provisions of the InvFG 2011 in the currently amended version. Information for Investors pursuant to Art 21 AIFMG is prepared for the alternative investment funds (AIF) administered by Erste Asset Management GmbH pursuant to the provisions of the AIFMG in connection with the InvFG 2011.

The fund prospectus, Information for Investors pursuant to Art 21 AIFMG, and the Key Information Document can be viewed in their latest versions at the  web site www.erste-am.com within the section mandatory publications  or obtained in their latest versions free of charge from the domicile of the management company and the domicile of the custodian bank. The exact date of the most recent publication of the fund prospectus, the languages in which the Key Information Document is available, and any additional locations where the documents can be obtained can be viewed on the web site www.erste-am.com. A summary of investor rights is available in German and English on the website www.erste-am.com/investor-rights as well as at the domicile of the management company.

The management company can decide to revoke the arrangements it has made for the distribution of unit certificates abroad, taking into account the regulatory requirements.

Detailed information on the risks potentially associated with the investment can be found in the fund prospectus or Information for investors pursuant to Art 21 AIFMG of the respective fund. If the fund currency is a currency other than the investor's home currency, changes in the corresponding exchange rate may have a positive or negative impact on the value of his investment and the amount of the costs incurred in the fund - converted into his home currency.

Our analyses and conclusions are general in nature and do not take into account the individual needs of our investors in terms of earnings, taxation, and risk appetite. Past performance is not a reliable indicator of the future performance of a fund.

The issue and redemption of unit certificates and the execution of payments to unit holders has been transferred to the Fund's custodian bank/depositary, Erste Group Bank AG, Am Belvedere 1, 1100 Vienna, Austria. Redemption requests can be submitted by investors to their custodian bank, which will forward them to the Custodian Bank/Depositary of the Fund for execution via the usual banking channels. All payments to investors are also processed via the usual banking clearing channel with the investor's custodian bank. In Germany, the issue and return prices of shares are published in electronic form on the web site www.erste-am.com (and also at www.fundinfo.com). Any other information for Shareholders is published in the Bundesanzeiger, Cologne. 

Contact

Do you have questions or would like to get more information?

Your advisor at Erste Bank or Sparkasse is happy to help you.